It's November, which for most people means it's finally appropriate to start playing Michael Bublé's Christmas album. But, for others, it's also Financial Literacy Month. No disrespect to my many friends in this field, but I have no idea who decided that November was the best month to start teaching people and talking about money. I mean, all everyone I know is thinking about (myself included) is which holiday drink to buy at Starbucks, ignoring all financial logic about its exorbitant cost.
Having worked one-on-one with dozens of personal finance coaching clients over the last three years, taught many money management workshops and events, and spoken on several panels on the topic, here's what I have to say about financial literacy...it's not about what you know - it's about what you do about it!